It would be better to post a pic of your current situation so as to how you cannot place your rainbar under the water surface (any form of surface turbulence should be minimized). If it is not possible, don't use the rainbar and just make sure that the outlet is under water surface by means of extensions.
As for placement of fans, it would be better for yourself to try it out rather than to get opinions from other ppl....your room temperature, level of ventilation in the room could all contribute as factors..measure your temperature for each method of placement and choose one that give you the lowest.
The water surface turbulence caused by the fans are quite negligible...imagine amano's tank turbulence caused by his lily pipes outlet..no problems..[]
Plant Physiology by Taiz and Zeiger
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