While the aquarium advisor calculator is a good guide to follow at the beginning, its more of a conservative guide as it is only based on water volume... it doesn't take into account filtration efficiency, plant density, tank maintenance frequency etc.
All those other factors also greatly influence the actual bio-load that the tank can handle. A tank with massive filtration, choc full of fast growing plants and receiving frequent water changes can easily handle many times the recommended number of fishes.
For a start, its best to progressively add livestock in stages and monitor your tank's bio-load capacity by measuring the basic parameters regularly (ie. ammonia, nitrite, nitrate, TDS), if the parameters stay stable and safe, then the bio-load is still within its handing ability.
If anything is out of balance, then its an indication to either reduce bio-load, increase filtration, add more fast growing plants or do more regular water changes. Its just a matter of adjusting the various factors accordingly.
Once you have maintained aquariums for a while, it will become easier to estimate a tank's actual bio-load capacity based on your own experience.
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