Basically UV has 3 spectrums. UVA, UVB and UVC. The last 2 are the most harmful. Can cause cancer. UV radiation kills all sorts of living organisms, e.g. virus, bacteria, algae, protozoan, etc by damaging their DNA.
I have seen some website mentioning UV "oxidizes" trace elements. But oxidization is a process when a substance reacts with oxygen in the air/water, e.g. rust, tarnish. UV does not emit oxygen.
Something to note is that Zinc oxide (a sunblock ingredient) absorbs UVA and UVB.
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