The lifespan could be up to 5 years or more, comparing with tetras of the same size, but these are merely guessworks.
Do you have a good picture? It's hard to diagnose something based on limited information and visualisation.
The best guess would be that these black patches could be bacterial infections. If you could get Melafix in NZ, it may help. Melafix is useful in open wounds and abrasions, and promotes regrowth of damaged fins.
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