A bacterial bloom is often a part of new-tank syndrome, where the nutrients are there and suddenly bacteria multiply rapidly enough to cloud the water.
I seriously doubt if chloramine has anything to do with bacterial blooms or other forms of cloudiness. [Its absence may, of course.]
First, distinguish between bacteria and infusoria (larger simple animals). The latter are visible at 10X magnification, while bacteria usually require a more powerful microscope. [If you can see swimmers as specks with a magnifying glass, they probably are not bacteria.]
Infusoria are good, as they are excellent first foods for baby fish. Floating (cloudy) bacteria are not good, usually.
One other possibility is that the cloudiness is from minerals being precipitated out of solution. That's a clue that you should check your GH, KH and pH before and after the water change, to see what is going crazy. This kind of cloudiness usually only happens when folks are making a mess by trying to tinker with pH without knowing what they are doing, so is pretty unlikely, here.
HTH
Wright
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805 Valley West Circle
Bishop, CA 93514 USA
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