Ben,
I think I can answer your basic puzzle with one word, "Food."
Plants need nutrients, and one of the most important is light for driving photosynthesis. Incandescents will mainly heat your water and provide a fraction of the useful light of good fluorescents with good reflectors. Switch to them and leave on for at least 10 hours a day.
Mosses, in particular, are intolerant of warm water and the low oxygen that brings with it. Aerate and cool as much as possible.
Plants also need a source of nitrogen and carbon plus other macro and micro nutrients. Some of that can come from fish food and the excretia from living animals. Most often, that will be a recipe for algae growth, as the simpler plant organisms seem to tolerate serious imbalance better than the higher (vascular) plants.
Frequent small water changes seems to help avoid the worst imbalances, but each situation differs and understanding the underlying principles can provide the best guidance for a crystal-clear plant tank.
Start by feeding your plants properly (light and nutrients). I have raised more questions than you have, but as you move along, we can help provide more answers.
Wright
01 760 872-3995
805 Valley West Circle
Bishop, CA 93514 USA
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